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    Learn More About Chapter 7 Bankruptcy and DUI Defense

    Last updated 2 years ago

    Would you like more information about the subjects discussed in our recent posts? Click through the following resources for more details on bankruptcy, debt, and DUI charges.

    • Find out more about the debt discharge process by reading through this page from the US Courts website.
    • Get more details on debts that are eligible for discharge under Chapter 7 bankruptcy in this Lawyers.com overview.
    • If there’s debt pilling up and you’re not sure where to turn, call American Law Center and let us help.
    • Learn more about the role of a criminal defense lawyer and the benefits of hiring one on this page.
    • Do you want to know about California’s state laws regarding DUI charges? See California’s DMV website for more details. 

    For more information, call the American Law Center at (909) 498-4566.

    I Just Got a DUI. Do I Need a Lawyer?

    Last updated 2 years ago

    Getting a DUI is obviously an unwanted stress or concern. But if you were recently pulled over and arrested for driving under the influence, it’s important you know the options you have.

    Despite any confidence you may have in your own capabilities, it’s critical that you hire a good criminal defense lawyer. A lawyer will have the advice and expertise to  help you deal with the repercussions of the charge.

    With a Criminal Defense Lawyer:

    More so than other legal proceedings involving traffic violations, a DUI hearing is a serious and complex ordeal. With the help and representation of a criminal defense lawyer, however, you will benefit from the following:

    • Expertise in DUI defense and the requisite legal terminology
    • Knowledge of state statutes and regulations regarding DUI charges
    • Familiarity with the necessary paperwork and filing deadlines
    • Ability and desire to negotiate effectively on your behalf

    Without a Criminal Defense Lawyer:

    The consequences of a DUI are not just immediate but will also have a long-term effect on your ability to secure employment, future finances, and personal freedom. Without an experienced criminal defense attorney at your side, you run the risk of:

    • Receiving a misdemeanor or felony charge
    • Having your license suspended or revoked
    • Being subjected to extensive and costly fines
    • Going to jail

    Don’t gamble your current life and future livelihood by facing the legal system on your own or with inadequate counsel. If you live in the San Bernardino or Riverside area and have been charged with a DUI offense, then call the lawyers of the American Law Center immediately. We can review the details of your case and provide you with your best legal options based on our expert assessment. Call us today to set up a free consultation at (909) 498-4566.

     

    Disclaimer:

    The materials available at this website are for informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem. Use and access to this website or any of the links contained within the site do not create an attorney-client relationship. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

    Do You Need a Premarital Agreement?

    Last updated 2 years ago

    If you are curious about what premarital agreements are, what they are intended to do, and who typically uses them, then check out this video. Learn about why premarital or prenuptial agreements tend to be more popular among older generations getting married for a second or third time. This largely has to do with the fact that younger couples have yet to amass significant savings, possessions, or other assets.

    If you would like to know more about premarital agreements or are interested in drawing up a legal document to protect your assets, then call the attorneys at the American Law Center. Call us at (909) 498-4566.

    American Law Center 5-Star Review - "Thank you for Fresh Wind..."

    Last updated 2 years ago

    • on Customer Lobby
    • I wanted to send in a testimonial to say thanks. I don't know what I would have done without you. My creditors were driving me crazy, calling all hours, day and night. I really felt like I had fallen into a well with no way out. But once I contact your offices and truly evaluated my options I felt better. You provided clear options and... More

      R.B.

    Chapter 7 Bankruptcy: What Happens to My Debts?

    Last updated 2 years ago

    If you are an individual with a large amount of debt and no way to repay it soon, then you may want to consider filing for either Chapter 7 or Chapter 13 bankruptcy. Before committing to the idea, however, it’s imperative that you first fully comprehend how bankruptcy will affect your debt load.

    The Discharge of Debt

    Unlike Chapter 13 bankruptcy, which requires that applicants reorganize their debt and commit to a repayment plan, Chapter 7 bankruptcy involves the liquidation of an applicant’s assets to pay off some of the debt they have incurred. What cannot be paid off is then discharged and creditors are legally prohibited from attempting collection in the future. Debts that are considered dischargeable under Chapter 7 Bankruptcy include: business debts, personal loans, leases, and credit card debts.

    Debts that Remain

    There are, however, several debt types that are not dischargeable under Chapter 7 bankruptcy and must still be paid after the filing process is complete. These include:

    • Spousal and child support
    • Tax debts
    • Other fines and/or penalties owed to government agencies
    • Student loans
    • Condominium or cooperative housing fees
    • Tax advantaged retirement plans

    Additional exceptions to the discharge of debt are determined by the origin of debt and the behavior of the debtor. For example, an otherwise dischargeable debt must be paid if the debt is caused by the unlawful or malicious behavior of the debtor—for example, driving under the influence or fraud.

    If you have more questions about what happens to your debt following a Chapter 7 bankruptcy filing, then contact the lawyers at the American Law Center to gain a better understanding of both the filing and debt discharge process. Call us today at (909) 498-4566 for more information.

     

    Disclaimer:

    The materials available at this website are for informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem. Use and access to this website or any of the links contained within the site do not create an attorney-client relationship. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

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