Last updated 1 year ago
If you would like to learn more about Chapter 13 bankruptcy or the differences between contested and uncontested divorce, the following resources may be of interest to you.
For more information, call the American Law Center at (909) 498-4566.
Last updated 1 year ago
When you are having difficulty making your monthly loan payments and regularly harassed by your creditors, and there is no end to your financial turmoil in sight, the time has come for you to speak with a bankruptcy lawyer. There are several types of bankruptcy, but one of the more popular options for individuals is Chapter 13 bankruptcy. You may be a good candidate for Chapter 13 bankruptcy if:
- You don’t represent a business. According to the U.S. Bankruptcy Code, only natural persons (individuals) are eligible to file for Chapter 13 bankruptcy. If you represent a corporation or some other business entity, you may consider filing bankruptcy under Chapters 7 or 11 of the Bankruptcy Code.
- You have a steady income. Because Chapter 13 bankruptcy results in the reorganization of your debt, it is important that you have a regular income. Otherwise, you will have trouble sticking to the reorganization plan that you and your bankruptcy lawyer prepare.
- Your debts are within the Chapter 13 range. Debt limits do exist for those who wish to file Chapter 13 bankruptcy. These limits are adjusted regularly for increases in the cost of living. As of April 2010, they were $1,081,400 of secured debt and $360,475 of unsecured debt. If your debt exceeds either of these limits, you may wish to consider Chapter 7 bankruptcy.
- Reorganization of your debt appeals to you. Under Chapter 13 bankruptcy, you will still be held responsible for some or all of your debt. The repayment of this debt, however, will be made much more manageable. After three to five years of sticking to the payment plan you and the courts agree upon, remaining debts may be discharged.
Chapter 13 bankruptcy can provide consumers who are in serious financial trouble with a great opportunity. Bankruptcy laws pertaining to Chapter 13, however, are notoriously complex. In order to get through the Chapter 13 bankruptcy process, you should employ the help of a bankruptcy lawyer. For the best available legal assistance in San Bernardino, call the American Law Center at (909) 498-4566.
Last updated 1 year ago
It’s time to say goodbye to the past and hello to a fresh 2012. American Law Center wishes you a safe, happy and prosperous 2012! What’s your New Year’s Resolution?
If you're in need of legal representation, curious about your bankruptcy options or just need some legal advice in the Riverside and San Bernardino area, give us a call at American Law Center. We've got the answers you're looking for. Call us at (909) 498-4566.
Last updated 1 year ago
Are you a San Bernardino resident who is considering adopting a child? If so, you can find out more about adoption laws with the help of this brief informational video.
In addition to giving you a general legal overview of family law, this video addresses the importance of familiarizing yourself with the adoption laws of your state and the state you intend to adopt from before initiating proceedings.
In order to ensure that the adoption process goes smoothly for you, contact a family law attorney to help guide you through the process. At the American Law Center in San Bernardino, our lawyers specialize in adoption laws and can help you every step of the way. Call us at (909) 498-4566 to arrange for a free initial consultation today!
Last updated 1 year ago
American Law Center in Riverside and San Bernardino wishes you a very happy holiday season! Share with us how you’re celebrating!
